MORTGAGE FORECLOSURE SALE - Brenner

NOTICE OF MORTGAGE FORECLOSURE SALE
Date:  November 18, 2014
    YOU ARE NOTIFIED that default has occurred in the conditions of the following described mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1. Date of Mortgage:  May 16, 2006
2. Mortgagors:  Heather Y. Brenner
3. Mortgagees:  Financial Security Bank
4.    Recording Information:  Recorded on May 16, 2006 in Book 240 of Mortgages, page 930  in the Office of the County Recorder of Swift County, Minnesota.
5. Assignments of Mortgage, if any:  N/A
INFORMATION REGARDING MORTGAGED PREMISES
6.    Tax parcel identification number of the mortgaged premises:  23-0558-000
7.    Legal description of the mortgaged premises:  Lots Eight (8) and Nine (9), Block Fifty-one (51), H.W. Stone’s Addition to the City of Benson, Swift County, Minnesota.
8.    The physical street address, city, and zip code of the mortgaged premises:  210 18th St. S, Benson, MN  56215
OTHER FORECLOSURE DATA
9.    The person holding the mortgage:  is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.
10.    If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is N/A.
INFORMATION REGARDING FORECLOSURE
11. The requisites of Minn. Stat. 580.02 have been satisfied.
12.    The original principal amount secured by the Mortgage was $41,528.45
13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage is $38,373.99
14.    Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Swift County, Minnesota, at public auction on February 3, 2015, 10:00 A.M., at the Swift County Sheriff's Department, 301 14th St. North, Benson, MN  56215.
15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale.
16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.”  If this statute applies, the time to vacate the property is 11:59 p.m. on August 3, 2015.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Name and address of Attorney for Mortgagee or Mortgage Assignee:
Benjamin R. Wilcox, WILCOX LAW OFFICE, P.A.
1150 Wisconsin Avenue, P.O. Box 100
Benson, MN  56215
Name of Mortgagee or Mortgage Assignee:
Financial Security Bank
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
12-10-6c