Notice of Mortgage Foreclosure Sale

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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Mortgage dated February 5, 2009, executed by Heidi Molden, a single person, as Mortgagor, and Habitat for Humanity of West Central Minnesota, a non-profit corporation, as Mortgagee, filed for registration in the office of the County Recorder in and for the County of Swift, State of Minnesota, on February 9, 2009, and memorialized as Document No. 228420.  The mortgage was assigned to Habitat for Humanity of Minnesota, Inc., pursuant to an assignment of mortgage dated June 8, 2010, filed July 6, 2010, and recorded as Document No. 231259.
1. The original principal amount secured by the mortgage was $90,000.00.
2.     No mortgagors have been released from financial obligation on the mortgage.  No action or proceeding has been instituted by law to recover the debt secured by the mortgage, or any part thereof.  A default has occurred by which power to sell under the terms of the mortgage has become operative.
3. There is due and claimed to be due upon the mortgage as of November 27, 2017, the combined amount of principal, interest and late charges of $64,750.00.
4. All conditions precedent to foreclosure of the mortgage and acceleration of the debt secured thereby have been fulfilled.
5.    Pursuant to the power of sale contained in the mortgage, the mortgage will be foreclosed and the real property located in the City of Appleton, Swift County, State of Minnesota, described as follows:
Lots 1, 2 and 3, Block 26, Robinson’s Fourth Addition to the City of Appleton
will be sold by the Sheriff of Swift County at public auction on March 1, 2018, at 10:00 a.m. at the Sheriff’s office in the County of Swift, State of Minnesota, to pay the debt then secured by the mortgage, and taxes, if any, on the premises, and the costs, attorney’s fees and disbursements allowed by law.
6.     That property is located at 223 SE Hering Street, Appleton, MN 56208 and is identified by tax parcel identification no. 22-0216-000.  The name of the lender is Habitat for Humanity of Minnesota, Inc.
7.     The time allowed by law for redemption by the mortgagor, their personal representatives or assigns is six (6) months from the date of the sale.
8.     The time required to publish the notice by advertisement is six (6) full weeks, at least 42 days from first publication to date of sale, in a qualified legal newspaper in the county where the mortgaged property, or some part, is located.
9. Unless the mortgage is reinstated or the property is redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 1, 2018.
10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
11. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  THE DEBTOR’S RIGHT TO OBTAIN VERIFICATION OF THE DEBT AND THE IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PERMITTED BY LAW IS NOT AFFECTED BY THIS ACTION.  

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Dated: January 9, 2018          JOHNSON, MOODY, SCHMIDT &
KLEINHUIZEN, P.A.
By: Brandon M. Zumwalt
320 First Street South
P.O. Box 913
Willmar, Minnesota 56201
Telephone: 320-235-2000
ATTORNEYS FOR MORTGAGEE
1-17-6C

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