Notice of Mortgage Foreclosure Sale

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NOTICE OF MORTGAGE FORECLOSURE SALE

Date:  May 19, 2017

YOU ARE NOTIFIED that default has occurred in the conditions of the following described mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1. Date of Mortgage:  February 25, 2010
2. Mortgagors:  Violet Marie Loen
3. Mortgagees:  State Bank of Danvers
4. Recording Information:  Recorded on March 4, 2010, as Document number 6738 in Book 8 of Titles, page 171 in the Office of Swift County Land Records.
5. Assignments of Mortgage, if any:  N/A

INFORMATION REGARDING MORTGAGED PREMISES
6. Tax parcel identification number of the mortgaged premises: 
    23-1298-000
7. Legal description of the mortgaged premises:  Lot One (1), Block Two (2), Westwood Acres Addition to the City of Benson, Swift County, Minnesota.
8. The physical street address, city, and zip code of the mortgaged premises:  708 18th St. S., Benson, MN  56215

OTHER FORECLOSURE DATA
9. The person holding the mortgage:  is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.
10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is N/A.

INFORMATION REGARDING FORECLOSURE
11. The requisites of Minn. Stat. 580.02 have been satisfied.
12. The original principal amount secured by the Mortgage was $117,190.37.00
13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage is $95,985.07
14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Swift County, Minnesota, at public auction on July 11, 2017, 10:00 A.M., at the Swift County Sheriff's Department, 301 14th St. North, Benson, MN  56215.
15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale.
16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.”  If this statute applies, the time to vacate the property is 11:59 p.m. on January 11, 2018.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Name and address of Attorney for Mortgagee or Mortgage Assignee:
Benjamin R. Wilcox, WILCOX LAW OFFICE, P.A.
1150 Wisconsin Avenue, P.O. Box 100
Benson, MN  56215
Name of Mortgagee or Mortgage Assignee:
State Bank of Danvers

THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE                       5-24-6c
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